Effective July 12, 2019 DCHFA will no longer be accepting applications for the two remaining HomeSaver Programs, Restore and Recast/Lien Extinguishment, as we are winding down the programs.


In February 2010, the Obama Administration announced $1.5 billion in Housing Finance Agency Innovation Fund dollars for the US Treasury’s Hardest-Hit Fund (HHF). Through the federally funded initiative, state housing finance agencies received funding in support of innovative programs intended to stabilize the local housing markets and help families avoid foreclosure.

In September 2010, the District of Columbia Housing Finance Agency (DCHFA) was awarded over $20 million under the HHF to implement an effort we named HomeSaver, the Agency’s foreclosure prevention program for District of Columbia homeowners. HomeSaver Phase I has been an unqualified success in yielding an 83% approval rate and assisting 696 unemployed and underemployed homeowners. For more information about the success of the program, click here to read the HomeSaver Success Story or click here to view the HomeSaver Quarterly Reports.

HomeSaver Phase I – Mortgage Assistance Program

HomeSaver Phase I is a resource for eligible (see Fact Sheet) District of Columbia homeowners that have fallen behind on their mortgage payments due to unemployment or under employment.

On June 27, 2016 DCHFA relaunched the HomeSaver Phase I mortgage assistance program after receiving additional funds from the U.S. Department of Treasury.

In February 2016, the Treasury Department announced plans to obligate up to $2 billion in additional Troubled Asset Relief Program (TARP) funds to the Hardest Hit Fund (HHF) and extend the program through 2020. DCHFA received an allocation of $4,924,602 following this announcement.

On April 20, 2016 the U.S. Department of the Treasury announced the recipients of the final $1 billion allocation in funds under the Hardest Hit Fund (HHF). The Agency was one of 13 HFAs selected from a competitive application process to receive funding in this fifth and final round. DCHFA was awarded $3,123,331 as a part of this second phase of allocation. Both awards bring the Agency’s total amount of HHF funding granted this year to $8,047,933.

Fact Sheet

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HomeSaver Phase II – Homesaver Phase II Restore Program (Previously Known as Tax Lien Extinguishment Program)

DCHFA now offers a Restore component of its HomeSaver Program. Under its new Restore component, DCHFA will make a one-time payment to extinguish the delinquent real property taxes and/or other property related delinquencies that may lead to foreclosure, for all eligible District of Columbia homeowners.

Fact Sheet

Apply Today

Reporting Fraud

If you suspect fraudulent activity please report it to the Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) online:

Email Address:

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